Particular banks: anything less than 5% is considered Excellent less than 20% is Very Good less than 50% Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).įinancial Health The Financial Health rating is based on the Texas Ratio, an indicator that Service Quality The Customer Experience rating is a weighted average of the Mobile Rating and National average fee amount for particular services and is also affected by whether or not the bank refunds Rates shown reflect the highest available nationwide.įees The Fees rating is an assessment of the bank's fees measured against the

Products measured against the national average interest rate for each product. Rates The Rates rating represents an aggregate of interest rates for specific bank When a component rating is unavailable, the overall rating is calculated as anĪverage of the remaining available ratings.

How We Rated It SmartAsset's Overall Rating Institutions that offer no-fee checking as well as a high interest rate savings account are the best option for returning the most income from your deposits alongside convenient access to your funds. The bank's standard checking product has a $25 monthly fee, making it a rather expensive bank for checking. United Community Bank has a fair savings rate you can find higher rates with other banks. United Community Bank provides customers with the full slate of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Overall, United Community Bank is a bank with better alternatives, with a rating of 3.5 out of 5 stars from the SmartAsset team. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. United Community Bank, whose headquarters are in Blairsville, Georgia, lacks premium access to support representatives, with no options for live chat or all-day service. Started in 1950, United Community Bank has $26.06 billion in assets as well as $22.65 billion in deposits, ranking it as a large bank.

United commuity bank nc cd rates